20+ of the country's biggest lenders.

Nook compares a panel of 20+ of the country's leading home-loan lenders, including BDO, BPI, Security Bank, UnionBank, RCBC, China Bank, Maybank, EastWest, AUB, PSBank, Robinsons Bank and CTBC. Instead of applying to one bank and hoping, you chat with a Nook Home Loan Expert and Nook matches you to the bank most likely to approve you at the sharpest rate — then handles the whole application on your behalf.

There's no single "best" bank — the lender with the lowest rate for you depends on your income, the property type and your profile, and rates change often. That's exactly why comparing matters. Nook reviews its full panel of 20+ banks in one go and matches you to the lender offering the most competitive rate you actually qualify for, rather than whatever your own bank happens to offer that week.

Because every bank weighs income, property type and documents differently — a profile one lender declines, another approves, often at a better rate. Walking into your own bank means accepting one offer with no benchmark. Nook compares 20+ lenders side by side, which lifts your approval odds and puts you on a sharper deal. Comparing them yourself would mean weeks of branch visits; with Nook it takes minutes.

Nook does the entire application for you. A dedicated loan consultant prepares your paperwork, lodges it with the chosen bank and chases every follow-up on your behalf — you never fill in bank forms or visit a branch. Nook is a full-service brokerage, not a self-serve platform, so the back-and-forth with the lender is handled end to end while you simply track progress.

Yes — comparing lenders through Nook is 100% free to you. The bank pays Nook a commission only once your loan is released, so there's no fee to the borrower for the comparison, the matching or the full application service. You get access to a 20+ bank panel and a dedicated consultant at no cost, with no obligation to proceed.

No. You chat with a Nook Home Loan Expert, and we match you to the single bank most likely to approve you — rather than you firing off blind applications to several banks at once. That targeted approach avoids the repeated knock-backs and wasted weeks that come from applying everywhere yourself, and gives you a stronger shot at a "yes" the first time.

Yes. Many of Nook's partner banks lend to Overseas Filipino Workers, and Nook helps Filipinos around the world get matched to the right lender for their situation. Because the whole process runs online with a dedicated consultant handling the bank, you can apply and track everything from abroad — no need to fly home or visit a branch in person.

Yes. Nook compares the same 20+ bank panel for refinancing, finds you a better home loan and handles the entire takeout to your new lender — for free. If you're on an older, higher rate, refinancing through Nook can move you onto a sharper deal while a consultant manages all the paperwork and bank coordination for you.

Pre-qualify online in about 3 minutes by answering a few questions about your income and the property. Nook compares its 20+ lender panel against your profile and matches you to the bank most likely to approve you at the best rate. A dedicated consultant then takes over the full application. Live support is available every day from 9:00am to 9:00pm via chat if you have questions along the way.