Let's talk home loans.

You can reach a live Nook loan consultant on Facebook Messenger, WhatsApp or Telegram, or book a free consultation call online. There's no phone queue and no branch visit — just tap a chat channel and a real consultant replies in moments. The team is online every day from 9:00am to 9:00pm Philippine time, and Nook works with Filipinos both in the Philippines and overseas.

No. Talking to Nook is completely free, and so is the entire mortgage broking service. Nook is paid a commission by the bank once your home loan is released, not by you. You pay nothing to get advice, get pre-qualified, compare 20+ banks, or have Nook run your full application — there are no broker fees, no consultation fees and no hidden charges to the borrower.

Yes. Nook is a full-service mortgage brokerage, not a self-serve platform. A dedicated loan consultant prepares and lodges your entire home loan application for you, gathers and submits your documents, and handles every follow-up with the bank. You don't fill in bank forms or visit branches — Nook does the whole application on your behalf and keeps you updated by text and email the whole way through.

Yes. Nook regularly helps Overseas Filipino Workers and Filipinos living abroad get a home loan in the Philippines. Because everything is handled over chat and online — Messenger, WhatsApp, Telegram or a booked video call — you never need to fly home or visit a branch. Your Nook consultant manages the documents and the entire bank application from your side, on your schedule and time zone.