Home loan approvals,
in half the time.

Yes. Nook is an established Philippine company founded in 2020 — the country's first digital mortgage broker. It compares 20+ partner banks including BDO, BPI, Security Bank, UnionBank and RCBC, holds a 5.0-star Google rating from 116 reviews, and was named Best Mortgage Broker Philippines at the 2024 Pan Finance Business Awards. Nook has been featured by ABS-CBN, The Philippine Star, BusinessMirror and the Manila Times, and its head office is in Salcedo Village, Makati City.

Yes — Nook is 100% free for borrowers. You never pay Nook a peso. The bank pays Nook a commission once your loan is released, the same way mortgage brokers are paid in countries like Australia. That commission is not added to your loan or your interest rate, so using Nook costs you nothing and never makes your loan more expensive — you simply get expert help and 20+ banks compared at no cost.

Nook is the Philippines' first and most awarded digital mortgage broker — named Best Mortgage Broker Philippines at the 2024 Pan Finance Business Awards, with a 5.0-star Google rating from 116 reviews. Rather than tying you to a single bank, Nook compares 20+ lenders, matches you to the one most likely to approve you at the sharpest rate, and a dedicated consultant handles the entire application for free.

Going directly to a bank limits you to that one lender's rates and criteria, and you do all the forms, document-chasing and follow-ups yourself. A broker like Nook compares 20+ banks at once, steers your application to the lender most likely to approve you, and runs the whole process for you — at no cost, because the bank pays the broker. You get more options and far less legwork, usually for the same or a sharper rate.

Nook was founded in 2020 by Chris Elder, an Australian fintech entrepreneur, as the Philippines' first digital mortgage broker. Its board includes Steve Martinelli, a 25-year mortgage-lending veteran and former HSBC Head of Mortgages. Nook was built to bring the mortgage-broking model — long established in markets like Australia — to Filipino home buyers and Overseas Filipino Workers.

Nook compares 20+ Philippine banks and lenders, including BDO, BPI, Security Bank, EastWest, UnionBank, RCBC, China Bank, Maybank, AUB, PSBank, Robinsons Bank and CTBC. Because every lender has different rates and approval criteria, Nook looks across the whole panel to find the loan that best fits your income, documents and property — instead of pushing one bank.