Maybank housing loan, applied for you — by Nook
Maybank's MaxiHome Loan is one of the 20+ banks on Nook's lending panel. Pre-qualify in 3 minutes and a dedicated loan expert prepares your entire Maybank housing loan application, submits it and chases the bank for you — completely free.
Get a Maybank housing loan without dealing with the bank
Maybank Philippines, Inc. is a full-service commercial bank and part of the Maybank Group — one of Asia's leading banking groups and Southeast Asia's fourth-largest bank by assets. Applying directly still means branch visits, paperwork and weeks of follow-up. With Nook, you don't apply for your Maybank housing loan; we do the whole thing for you.
Nook is the Philippines' original and award-winning mortgage broker — awarded Best Mortgage Broker Philippines. When you pre-qualify, a dedicated Nook loan consultant is assigned to you. They prepare your Maybank MaxiHome Loan application, collect and check your documents, lodge everything with the bank and handle every back-and-forth until you're approved. You never fill in a bank form or queue at a branch.
Crucially, Nook doesn't only look at Maybank. We compare Maybank against 20+ banks at the same time, so you can see whether Maybank gives you the sharpest rate and the best chance of approval — or whether another lender on the panel fits you better. You stay in control; we carry the work.
It's 100% free to you. Banks, including Maybank, pay Nook a commission only once your loan is released — so expert brokering costs you nothing.
Why borrowers choose Maybank through Nook
- One dedicated expert manages your whole Maybank application end to end
- Maybank compared against 20+ banks so you don't overpay
- No branch visits — the entire process is handled online and over chat
- Support every day from 9:00am to 9:00pm, including for OFWs and seafarers abroad
- Completely free — Maybank pays Nook, not you
The Maybank MaxiHome Loan, explained
Maybank's MaxiHome Loan helps you buy or build your dream home. Nook matches your goal to the right Maybank product — or to another bank if it suits you better.
Buy a home
Finance a house and lot, townhouse or condo. Borrow up to 90% of the appraised value (60% for residential lots) from a Maybank-accredited developer.
Home construction
Build from the ground up with Maybank's construction loan — a minimum of ₱1,000,000 and up to 30 years to pay.
Fixed-rate terms
Lock your rate for a 1, 3 or 5-year fixing period before it moves to a repricing rate — choose the certainty that suits you.
From ₱500,000
The MaxiHome Loan starts at a minimum loan amount of ₱500,000, making home ownership more accessible.
Am I eligible for a Maybank housing loan?
Maybank lends to employed Filipinos, business owners, OFWs and seafarers who meet its criteria. Here's what the bank generally looks for — Nook confirms the exact list for your situation before anything is lodged.
Who can apply
- Your age plus the loan term must not exceed 65 years at loan maturity
- Employed in a reputable company for at least 2 years; or
- A business owner — registered and operating for at least 3 years and profitable for the last 2 years
- OFWs: a contract of employment for at least 2 years
- Seafarers: at least officer level, working at least 2 continuous years
- An attorney-in-fact is required for OFW or seafarer applicants
Documents Maybank typically requires
Basic documents for all borrowers include a completed housing loan application form, government-issued IDs, and a Marriage Certificate (if married) or CENOMAR (if single). Income documents differ by employment type — locally employed borrowers submit 3 months of payslips and the latest ITR; self-employed borrowers submit business permits and 2 years of audited financial statements; OFWs submit their employment contract, an SPA in Maybank's format, the latest 6 months of bank statements and proof of remittance. Collateral documents (such as the Transfer Certificate of Title for a house and lot, or the Condominium Certificate of Title for a condo) complete the file. Nook gathers, checks and submits all of this for you.
Understanding Maybank home loan interest rates
Rather than rely on a number that changes with the market, here's how Maybank pricing actually works — and how Nook makes sure you get the best one available.
Maybank's MaxiHome Loan is priced as a fixed rate for a term you choose — typically 1, 3 or 5 years — after which the loan moves to a repricing rate. The published fixed rates are:
- 1-year fixing — 6.75%
- 3-year fixing — 7.25%
- 5-year fixing — 7.50%
These are indicative published rates that Nook confirms for your specific situation, and the headline figure moves with the market — your final rate depends on the fixing period, loan amount and your income profile. Generally, shorter fixing periods carry lower headline rates, while longer fixing gives you more certainty.
Because advertised rates change and the lowest one isn't always the best fit, Nook checks Maybank's current pricing for your specific situation and compares it against 20+ banks at once. You see the real numbers side by side and only proceed with Maybank if it genuinely wins. This is the same free comparison Nook runs for every client.
How to apply for a Maybank housing loan with Nook
Pre-qualify
Answer a few questions at flow.nook.com.ph and see your options in about 3 minutes.
We match you
Nook compares Maybank against 20+ banks and confirms your best-fit lender.
We do the legwork
Your Maybank application, documents and bank follow-ups — all handled for you.
Get approved
The only time you visit the bank is when your loan is approved — Nook is beside you the whole way.
Maybank housing loan questions, answered
Can I get a Maybank housing loan through Nook?
Yes. Maybank Philippines is one of the 20+ banks on Nook's lending panel, so you can apply for the Maybank MaxiHome Loan through Nook for free. Nook prepares your full application, lodges it with Maybank and handles every follow-up for you — and at the same time compares Maybank against the other banks so you only proceed if Maybank is genuinely your best-fit lender. You never have to deal with the bank directly or visit a branch.
What is the interest rate on a Maybank home loan?
Maybank prices its MaxiHome Loan as a fixed rate for a chosen term — typically 1, 3 or 5 years — before it moves to a repricing rate. The published fixed rates are 6.75% for 1-year fixing, 7.25% for 3-year fixing and 7.50% for 5-year fixing, but the figure changes with the market and depends on your fixing term, loan amount and financial profile. Rather than relying on one advertised number, Nook checks Maybank's current pricing for your situation and compares it against 20+ banks at the same time, so you can see whether Maybank gives you the sharpest rate or another lender fits you better.
How do I apply for a Maybank housing loan?
The easiest way is to pre-qualify with Nook in about 3 minutes at flow.nook.com.ph. Answer a few questions and a dedicated Nook loan consultant prepares and lodges your Maybank MaxiHome Loan application, gathers your documents and chases Maybank for updates until you're approved. You don't fill in bank forms or queue at a branch — Nook does the whole application for you, and it's 100% free because Maybank pays Nook a commission only once your loan is released.
Am I eligible for a Maybank housing loan as an OFW?
Yes. Maybank lends to overseas Filipino workers and seafarers, provided your age plus the loan term is no more than 65 years at maturity, you can show a 2-year employment contract (officer level for seafarers) and you appoint an attorney-in-fact in the Philippines. Nook works with OFWs and Filipinos abroad every day, handling the paperwork remotely with support from 9am to 9pm. If Maybank's criteria don't fit your situation, Nook simply matches you to another bank on its panel that does — at no cost to you.
Start your Maybank housing loan in 3 minutes.
Pre-qualify free and let a dedicated Nook expert handle the entire Maybank application for you. Prefer to talk it through first? Talk to an expert any day, 9am–9pm.
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