1st online property loan platform in PH launched

Nook has launched the Philippines' first online property loan platform — a service built to take the queues, the repeat document drops and the endless waiting out of getting a home loan. Instead of approaching banks one at a time, Filipinos can now pre-qualify in around three minutes and have Nook compare 20+ lenders to find the bank most likely to approve them, at the sharpest rate.

What sets the platform apart is that it is a full-service brokerage, not a self-serve tool. A dedicated Nook loan consultant runs the entire application for you — preparing and lodging the bank forms, gathering your documents, chasing the follow-ups and managing all the back-and-forth with the lender. You don't fill in bank application forms or visit branches; Nook does the legwork on your behalf and keeps you updated by text and email the whole way through.

And it costs the borrower nothing. Nook is 100% free to use because the banks pay Nook a commission once the loan is released — not the client. That model lets every Filipino, whether they're at home or working abroad, access the same guided, expert-supported journey to their first or next home.

How the platform works

• Pre-qualify online in minutes. Answer a few questions and see your options in about three minutes — no branch visit required.
• Compare 20+ banks at once. Nook matches you to the lender most likely to approve you, at a competitive rate, instead of you applying to banks one by one.
• A real consultant does the work. A dedicated loan expert prepares the paperwork, lodges it with the bank and handles every follow-up for you.
• Stay updated, end to end. Automated alerts keep you informed from pre-qualification all the way through to approval.

Built for Filipinos here and abroad

The platform was designed with overseas Filipino workers in mind as much as local buyers. Because the whole journey happens online and a consultant manages the bank relationship for you, applicants don't need to be physically present to keep their application moving — a long-standing pain point for OFWs trying to buy property back home.

Nook works with many of the country's largest lenders, including BDO, BPI, Security Bank, EastWest, UnionBank, RCBC, China Bank, Maybank, AUB, PSBank, Robinsons Bank and CTBC, so applicants are matched across a broad panel rather than tied to a single bank.

A mission bigger than a single launch

Founded in 2020, Nook has since grown into the Philippines' original and award-winning mortgage broker, recognised as the Awarded Best Mortgage Broker Philippines by the Pan Finance Business Awards. The launch of its online property loan platform is one step toward the company's larger goal: to help 1,000,000 Filipino families buy their own home.