A dedicated loan expert who runs the whole thing — for free.
A mortgage broker is someone who works for you, not the bank. At Nook, a dedicated loan consultant compares 20+ banks, prepares your application and chases the lender from start to approval — and it costs you absolutely nothing, because the bank pays us, not you.
You deal with one person. We deal with the banks.
Going to each bank yourself means repeating your story, juggling different forms and following up over and over. A broker collapses all of that into a single, guided experience.
Nook is the Philippines' original and award-winning mortgage broker — awarded Best Mortgage Broker Philippines by Pan Finance. Instead of applying to banks one by one and hoping for the best, you tell us about your plans once. From there, a dedicated Nook loan consultant runs the entire application FOR you: comparing 20+ lenders, matching you to the bank most likely to approve you, filling in and lodging the bank's forms, gathering and preparing every document, and following up with the lender on your behalf — keeping you updated by text and email the whole way. You never fill in a bank application or queue at a branch; this is a full-service brokerage, not a self-serve platform.
The part that surprises most people is the price: it's 100% free. Banks pay Nook a commission once your loan is released — never you. That means you get expert brokering, sharper rates and a human in your corner without a single peso in broker fees, and without your rate being marked up to cover it.
You stay in control the entire time. Your consultant lays out your matched options, explains each one in plain English, and the final call on which bank and which loan is always yours.
One form. Twenty-plus banks. Zero cost.
Everything a Nook broker does for you, so you don't have to.
One form to 20+ banks
Apply once. Nook puts your application in front of every lender on our panel instead of you filling out form after form.
Matched to your best-fit bank
We point you to the lender most likely to approve your profile — so you don't waste applications or credit checks on a "no".
Sharper rates
Because we compare the whole panel, you see the best deal available for you — not just one bank's offer.
Paperwork handled
Your consultant prepares and organises the documents and lodges everything properly the first time.
Updates by text & email
Automated alerts keep you posted at every stage, so you're never left wondering what's happening with your loan.
Support 9am–9pm
A caring loan expert is reachable every day from 9:00am to 9:00pm on Messenger, WhatsApp or Telegram. OFWs welcome, wherever you are.
From first question to approved.
Pre-qualify
Answer a few questions and see your options in 3 minutes. A dedicated consultant is assigned to you.
We match you
Nook compares 20+ banks and finds the lender most likely to approve you at the sharpest rate.
We do the legwork
Paperwork, follow-ups and bank chasing — all handled for you, with updates by text and email.
Get approved
You make the final call on your loan, then move into your home faster with Nook beside you.
✦ With a Nook broker
- ✓ One application reaches 20+ banks at once
- ✓ A dedicated expert runs the whole thing for you
- ✓ 100% free — the bank pays us, not you
- ✓ Matched to the bank most likely to approve you
Going bank by bank
- ✕ Repeating your story at every branch
- ✕ Different forms, queues and follow-ups for each
- ✕ No way to compare offers side by side
- ✕ Wasted applications on banks that say no
The banks your broker compares for you.
Not every lender is the same — so your Nook consultant finds the one that fits you.
Mortgage brokering, answered.
The questions Filipinos ask us most about using a broker.
How do mortgage brokers get paid?
The bank pays Nook a commission once your home loan is released. You pay Nook nothing, and your rate isn't marked up to cover it — the cost sits with the lender, not you.
Is it really 100% free for me?
Yes. Nook is completely free for borrowers. We're only paid by the bank after your loan is approved and released, so there's no cost to you at any stage of the process.
Will using a broker hurt my chances of approval?
No — it usually helps. Nook matches you to the bank most likely to approve your profile and presents your application properly, so you avoid wasted applications and unnecessary credit checks.
Which banks does Nook work with?
Nook compares 20+ lenders, including BDO, BPI, Security Bank, EastWest, UnionBank, RCBC, China Bank, Maybank, AUB, PSBank, Robinsons Bank and CTBC.
Do I still get to choose my own bank and loan?
Always. Nook lays out your matched options and explains each one in plain English. The final decision on the bank and the loan is entirely yours.
How long does the whole process take?
Pre-qualifying takes about 3 minutes. From there Nook runs the application and chases the bank for you, keeping you updated by text and email until you're approved.
What documents do I need to apply for a housing loan through Nook?
Typically a valid ID, proof of income (payslips, an ITR, or financial statements if you're self-employed) and details of the property you want to buy. Requirements vary by bank and by whether you're employed, self-employed or an OFW — your dedicated Nook consultant tells you exactly what each matched lender needs and prepares the paperwork for you.
Can I get a home loan through Nook if my credit isn't perfect?
Possibly. Because Nook compares 20+ banks, your consultant can steer your application toward the lenders most likely to approve your specific profile instead of guessing. There's no obligation, so the simplest way to find out is to check your rate online in about 3 minutes.
How do I start with a Nook broker?
Check my rate online in about 3 minutes and a dedicated Nook loan consultant will be assigned to you. Prefer to ask questions first? Chat to an agent before you begin.
Get a dedicated loan expert — free.
Check my rate in 3 minutes and we'll assign your consultant, or chat to a live agent now for free advice.
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