Find out which banks will say yes — in 3 minutes.
Pre-qualification is the first step to making your dream home happen. Answer a few quick questions online and Nook shows you which of our 20+ Philippine partner banks you're likely to qualify with — in minutes, not days or months. It's free, there's no obligation, and you don't deal with a single bank to do it. Once you pre-qualify, a dedicated Nook consultant takes over and handles the entire application for you.
Pre-qualifying just shows you your options — that's all.
It's not the full application and it's not a commitment. In about three minutes you'll see which banks are a likely fit for you, so you can move forward knowing where you stand. Everything after that, Nook handles for you.
Most Filipinos start their home loan by walking into one bank, queuing, filling in forms and hoping for a yes — then doing it all again somewhere else if the answer is no. Pre-qualifying with Nook flips that around. You answer a short set of questions about your income, the property you're buying or refinancing, and how much you'd like to borrow. Nook checks that against the lending criteria of more than 20 partner banks and shows you, on the spot, which ones you're likely to qualify with.
There's nothing to download, no documents to gather yet, and no fee. Pre-qualification is simply the fastest, lowest-effort way to find out whether your home loan is within reach — and which lender is most likely to approve you at a sharp rate. When you're ready to proceed, your results carry straight through to a dedicated Nook consultant who runs the rest for you.
Your next three steps.
From your first three minutes to an approved loan — and you don't deal with a bank at any point. Nook does the legwork.
Get pre-qualified
Answer a few questions online to find out which banks you're qualified to borrow from. It takes about 3 minutes — be sure to save your results so we can pick up where you left off.
Talk it through, free
A dedicated Nook consultant reviews your options with you so you can make the right choice. There's no cost and no pressure — just expert advice on which loan fits your needs.
We get you approved
Nook does all the work to get your loan approved with your chosen bank — filling in the application, preparing paperwork and chasing the lender — as fast as possible, and completely free to you.
You pre-qualify. We do everything else.
Nook is a full-service brokerage, not a self-serve platform. After you pre-qualify, you never fill in a bank form or visit a branch — your dedicated consultant runs the whole application on your behalf.
A dedicated loan expert
One Nook consultant is assigned to you and runs your application end to end, so finding the right loan from a major bank is effortless.
The whole application, handled
Nook fills in the bank forms, prepares the paperwork and submits everything for you. You upload your documents once — we take it from there.
Updates at every step
Automated alerts by text and email keep you posted on your loan status, so you're never left wondering what's happening.
No bank back-and-forth
Nook handles all the communication with the lender on your behalf, so there's no queueing, re-submitting or chasing branches.
Same goal. A very different journey.
✦ Pre-qualify with Nook
- ✓ See which banks will say yes in about 3 minutes
- ✓ 20+ banks compared to find your best-fit lender
- ✓ A dedicated expert runs the entire application for you
- ✓ Live support every day, 9am–9pm, by chat
- ✓ 100% free — the bank pays Nook, not you
Applying direct to a bank
- ✕ One bank, one set of rates, one chance of approval
- ✕ Queue at a branch and re-submit documents yourself
- ✕ All the paperwork and follow-ups land on you
- ✕ Wait days or months to find out if you qualify
- ✕ No one in your corner if something stalls
One pre-qualification. Dozens of lenders.
Not every lender is the same, so Nook checks your fit across more than 20 of the biggest banks in the Philippines and matches you to the one that's right for you.
Getting pre-qualified, answered.
The things people ask us most before they check their options.
How long does pre-qualification take?
About 3 minutes. Pre-qualification is the first step, not the full application — you answer a short set of questions online and see which Philippine banks you're likely to qualify with. There's no paperwork to upload at this stage and no waiting weeks for a branch to respond. Once you've pre-qualified, save your results and a Nook consultant will guide you through the rest.
Is it free to pre-qualify with Nook?
Yes, it's 100% free. There's no fee to pre-qualify and no obligation to proceed. Nook is paid a commission by the bank once your loan is released — never by you — so the entire service, from pre-qualification to a dedicated consultant handling your whole application, costs you nothing.
Does pre-qualifying commit me to a loan?
No. Pre-qualifying simply shows you which banks you're likely to qualify with so you can see your options. There's no obligation to apply, and you decide if and when to move forward. If you do, your dedicated Nook consultant handles the full application on your behalf — you're never locked in by checking your options.
What information do I need to pre-qualify?
Just a few basics: roughly what you earn, the kind of property you're buying or refinancing, and how much you'd like to borrow. You don't need to gather documents or payslips to pre-qualify — that comes later, once you've chosen to proceed. Nook's consultant tells you exactly which documents your matched bank needs and checks everything before it goes to the lender.
What happens after I pre-qualify?
After you pre-qualify and save your results, a dedicated Nook consultant reviews your options, compares 20+ banks and matches you to the lender most likely to approve you at a sharp rate. From there Nook does the legwork — filling in the bank application, preparing the paperwork, chasing the lender and keeping you updated by text and email — so you get approved faster without dealing with a bank directly.
Can OFWs and Filipinos abroad pre-qualify?
Yes. Because pre-qualification and the whole Nook process run online, Filipinos working or living overseas can pre-qualify and complete their entire home loan application from wherever they are. Nook clients based in places like France and Italy have used the same process to get loans approved back home in the Philippines.
Why pre-qualify with a broker instead of applying to a bank directly?
Applying to one bank means one set of rates, one chance of approval and all the paperwork and follow-ups on you. Pre-qualifying with Nook compares 20+ banks at once to find the lender most likely to approve you at the sharpest rate, then a dedicated consultant runs the entire application for you. You get expert guidance and updates at every step instead of chasing a branch yourself — and it costs you nothing, because the bank pays Nook.
Find out which banks will say yes.
Pre-qualify in about 3 minutes and see your options — then let a dedicated Nook consultant handle the entire application for you. Free, online, with no obligation.
Get pre-qualified now →