Bank of Commerce home loan, applied for you — by Nook
Bank of Commerce (BOC) is one of the banks Nook works with. Pre-qualify in 3 minutes and a dedicated loan expert prepares your entire Bank of Commerce home loan application, submits it and chases the bank for you — completely free.
Get a Bank of Commerce home loan without dealing with the bank
Bank of Commerce is one of the country's progressive commercial banks and has been in operation since 1963. Applying directly still means branch visits, paperwork and weeks of follow-up. With Nook, you don't apply for your BOC home loan — we do the whole thing for you.
Nook is the Philippines' original and award-winning mortgage broker — Awarded Best Mortgage Broker Philippines. When you pre-qualify, a dedicated Nook loan consultant is assigned to you. They prepare your Bank of Commerce application, collect and check your documents, lodge everything with the bank and handle every back-and-forth until you're approved. You never fill in a bank form or queue at a branch.
Crucially, Nook doesn't only look at Bank of Commerce. We compare BOC against 20+ banks at the same time, so you can see whether it gives you the sharpest rate and the best chance of approval — or whether another lender on the panel fits you better. You stay in control; we carry the work.
It's 100% free to you. Banks, including Bank of Commerce, pay Nook a commission only once your loan is released — so expert brokering costs you nothing.
About Bank of Commerce
Bank of Commerce offers a wide range of banking products and services including deposit and cash management products, corporate banking, consumer banking, credit card services, e-banking solutions, and trade and remittances. On the consumer side it specialises in home loans, auto loans, small business loans and credit cards. Its head office is at San Miguel Properties Centre, #7 St. Francis Street, Mandaluyong City 1550, Philippines.
Why borrowers choose Bank of Commerce through Nook
- One dedicated expert manages your whole BOC application end to end
- Bank of Commerce compared against 20+ banks so you don't overpay
- No branch visits — the entire process is handled online and over chat
- Support every day from 9:00am to 9:00pm, including for OFWs abroad
- Completely free — Bank of Commerce pays Nook, not you
Bank of Commerce home loan options Nook can arrange
A Bank of Commerce home loan can cover most property and financing goals. Nook matches your goal to the right product — or to another bank if it suits you better.
Property acquisition
Buy a house and lot, townhouse, condo or apartment with a BOC acquisition home loan.
Refinancing
Move an existing loan to Bank of Commerce to chase a better rate — Nook handles the full takeout for free.
Construction & improvement
Finance building on a lot you own, or renovate and improve an existing home.
Home equity
Unlock the value in a property you already own for other major needs.
Understanding Bank of Commerce home loan interest rates
Rather than quote a number that changes with the market, here's how BOC pricing actually works — and how Nook makes sure you get the best one available.
Bank of Commerce home loan rates are typically offered as a fixed rate for a period you choose — common fixing terms range from one year up to around ten years — after which the loan moves to a repricing rate. Generally, the shorter the fixing period, the lower the headline rate, while longer fixing periods give you more certainty for longer. Your final rate also depends on the loan amount, the property and your income profile.
Because advertised rates move and the lowest one isn't always the best fit, Nook checks Bank of Commerce's current pricing for your specific situation and compares it against 20+ banks at once. You see the real numbers side by side and only proceed with BOC if it genuinely wins. This is the same free comparison Nook runs for every client.
How to apply for a Bank of Commerce home loan with Nook
Pre-qualify
Answer a few questions at flow.nook.com.ph and see your options in about 3 minutes.
We match you
Nook compares Bank of Commerce against 20+ banks and confirms your best-fit lender.
We do the legwork
Your BOC application, documents and bank follow-ups — all handled for you.
Get approved
Move into your home faster, with Nook beside you the whole way.
Bank of Commerce home loan questions, answered
Can I get a Bank of Commerce home loan through Nook?
Yes. Bank of Commerce (BOC) is one of the banks Nook works with, so you can apply for a BOC home loan through Nook for free. A dedicated Nook loan consultant prepares your full application, submits it to Bank of Commerce and handles every follow-up for you — and at the same time compares BOC against 20+ banks so you only proceed if it is genuinely your best-fit lender. You never deal with the bank directly or visit a branch.
What is the interest rate on a Bank of Commerce home loan?
Bank of Commerce home loan rates change with the market and are usually offered as a fixed rate for a chosen period before moving to a repricing rate. Your exact rate depends on the fixing term, loan amount and your financial profile. Rather than relying on a single advertised number, Nook checks BOC's current pricing for your situation and compares it against 20+ banks at the same time, so you can see whether Bank of Commerce or another lender gives you the sharpest rate.
How do I apply for a Bank of Commerce housing loan?
The easiest way is to pre-qualify with Nook in about 3 minutes at flow.nook.com.ph. Answer a few questions and a dedicated Nook loan consultant prepares and lodges your Bank of Commerce housing loan application, gathers your documents and chases the bank for updates until you're approved. You don't fill in bank forms or queue at a branch — Nook does the whole application for you, and it's 100% free because banks pay Nook a commission only once your loan is released.
Where is Bank of Commerce based and what does it offer?
Bank of Commerce is one of the Philippines' progressive commercial banks and has been in operation since 1963. Its head office is at San Miguel Properties Centre, #7 St. Francis Street, Mandaluyong City. The bank offers a wide range of products and services including deposits and cash management, corporate and consumer banking, credit cards, e-banking, trade and remittances — and consumer loans such as home loans, auto loans and small business loans, which Nook can arrange for you.
Start your Bank of Commerce home loan in 3 minutes.
Pre-qualify free and let a dedicated Nook expert handle the entire Bank of Commerce application for you. Prefer to talk it through first? Get in touch with Nook and chat to a live agent any day, 9am–9pm.
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