Four simple steps to an approved home loan.
You don't deal with banks — we do. Nook does the entire home loan application for you: a dedicated consultant fills in the bank forms, gathers the paperwork, chases the lender and keeps you updated end to end. You never fill in a bank application or visit a branch. And because banks pay Nook a commission once your loan is released, it's 100% free to you. Here's exactly how it works, from your first three minutes to the keys in your hand.
From "let's see" to approved.
No need to understand the process, learn the jargon or visit a branch. You answer a few questions — Nook does the rest, including the entire bank application, completely free.
Pre-qualify
Answer a few questions and see your options in 3 minutes. It's free, online, and there's no obligation.
We match you
Nook compares 20+ banks and finds your best-fit lender — the one most likely to approve you, at the sharpest rate.
We do the legwork
Nook fills in the bank application, prepares the paperwork, handles the follow-ups and chases the lender — the entire application is done for you. You upload your documents once; we take it from there, at no cost to you.
Get approved
Move into your home faster, with a Nook consultant beside you the whole way and updates at every step.
A real person, not a form to fill out alone.
Every Nook application comes with four things built in — so you always know where you stand and never have to figure it out by yourself.
Dedicated Loan Expert
A dedicated Nook loan consultant is assigned to you so you can find the right loan from a major bank effortlessly.
Chat Support Whenever You Need It
Support from our team is always available if you ever have a question, concern, or just want to chat.
Automated Loan Alerts & Updates
Constant progress updates via text and email alerts, so you're never left wondering what's happening.
Bank Communication Handled For You
Nook takes care of all the back-and-forth with the bank, so you don't have to.
Same goal. A very different journey.
✦ With Nook
- ✓ Pre-qualified in 3 minutes to the right bank for you
- ✓ A caring loan expert guiding your whole application
- ✓ Home loan approvals in half the time — and completely free
- ✓ Support every day from 9:00am to 9:00pm
Without Nook
- ✕ Wait weeks or months for an answer
- ✕ An old-fashioned process that's painfully slow
- ✕ Endless paperwork, emails and phone calls
- ✕ Little to no help with your application
How the process works, answered.
The things people ask us most before they get started.
How long does the Nook home loan process take?
It starts fast: you can pre-qualify and see your options in about 3 minutes. From there, your dedicated Nook consultant compares 20+ banks, handles the paperwork and chases the lender for you, so approvals come through far faster than the traditional weeks-or-months bank route. Your exact timeline depends on the bank and your documents, but Nook is built to compress the back-and-forth.
What documents do I need to apply?
Once you pre-qualify, your dedicated Nook consultant tells you exactly which documents your matched bank needs — typically proof of identity, proof of income, and details of the property you're buying or refinancing. You upload them online, and Nook checks everything before it goes to the bank so there are no surprises or missing pages.
Do I have to visit a bank branch?
No. Nook is the Philippines' first digital mortgage broker — the whole application runs online. You never deal with a bank directly. Nook handles all the back-and-forth with the lender on your behalf, so there's no queueing at a branch and no re-submitting documents over and over.
How will I know what's happening with my application?
You get constant progress updates by text and email through automated loan alerts, so you're never left wondering. On top of that, your dedicated Nook consultant and chat support are available every day from 9:00am to 9:00pm if you have a question or just want to check in.
Can OFWs and Filipinos abroad apply?
Yes. Because everything is online, Filipinos working or living overseas can pre-qualify and complete their whole home loan application from wherever they are. Nook clients in places like France, Italy and beyond have used the same process to get their loans approved back home.
Does Nook fill in the bank application for me?
Yes. Nook is a full-service brokerage, not a self-serve platform — your dedicated consultant completes the entire bank application for you. You won't fill in lender forms, queue at a branch or deal with the bank directly. You answer a few questions, upload your documents once, and Nook prepares and submits everything, then manages the back-and-forth through to approval.
What's the difference between using Nook and applying to a bank directly?
Applying to one bank means one set of rates, one chance of approval, and all the paperwork and follow-ups on you. Nook compares 20+ banks to find the lender most likely to approve you at the sharpest rate, then handles the whole application on your behalf. You get a dedicated expert and updates at every step instead of chasing a branch yourself — and it costs you nothing, because the bank pays Nook.
How do I get started with Nook?
Start by pre-qualifying online — it takes about 3 minutes and shows your options with no obligation. From there, a dedicated Nook consultant is assigned to you, matches you to the best-fit bank from 20+ lenders, and runs the rest of your application. You can also chat to a live agent any day from 9:00am to 9:00pm if you'd like to talk it through first.
Ready for step one?
Pre-qualify in 3 minutes and see your options — or chat to a live agent now for free advice. Let's make your home loan simple.
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