Security Bank home loan, applied for you — by Nook
Security Bank is one of the 20+ banks on Nook's lending panel. Pre-qualify in 3 minutes and a dedicated loan expert prepares your entire Security Bank home loan application, submits it and chases the bank for you — completely free.
Get a Security Bank home loan without dealing with the bank
Security Bank is one of the Philippines' leading universal banks and a strong choice for home financing — but applying directly still means branch visits, paperwork and weeks of follow-up. With Nook, you don't apply for your Security Bank home loan; we do the whole thing for you.
Nook is the Philippines' original and award-winning mortgage broker — awarded Best Mortgage Broker Philippines. When you pre-qualify, a dedicated Nook loan consultant is assigned to you. They prepare your Security Bank application, collect and check your documents, lodge everything with the bank and handle every back-and-forth until you're approved. You never fill in a bank form or queue at a branch.
Crucially, Nook doesn't only look at Security Bank. We compare Security Bank against 20+ banks at the same time, so you can see whether it gives you the sharpest rate and the best chance of approval — or whether another lender on the panel fits you better. You stay in control; we carry the work.
It's 100% free to you. Banks, including Security Bank, pay Nook a commission only once your loan is released — so expert brokering costs you nothing.
Why borrowers choose Security Bank through Nook
- One dedicated expert manages your whole Security Bank application end to end
- Security Bank compared against 20+ banks so you don't overpay
- No branch visits — the entire process is handled online and over chat
- Support every day from 9:00am to 9:00pm, including for OFWs abroad
- Completely free — Security Bank pays Nook, not you
What a Security Bank home loan can offer
Security Bank's published home loan terms make it a flexible option for buyers and refinancers alike. Nook confirms the current figures for your situation before you commit to anything.
Who can apply
Security Bank's published eligibility for a home loan is:
- At least 21 years old but not more than 65 upon loan maturity
- Combined gross monthly income of ₱50,000
- If employed, continuously employed for at least 2 years
- If self-employed, operating a registered, profitable business for the last 3 years
Security Bank works with 31 accredited developers, and Nook confirms whether you meet the bank's criteria — and how much you can borrow — before anything is lodged.
Security Bank home loan options Nook can arrange
A Security Bank home loan does more than buy property. Nook matches your goal to the right product — or to another bank if it suits you better.
Property acquisition
Buy a house and lot, townhouse, condo or apartment — Security Bank home loans cover condo units too.
Refinancing
Transfer an existing loan from another bank to Security Bank to adjust your terms and chase a better rate. Nook handles the full takeout for free.
Renovation & improvement
Breathe new life into your home and improve its value with funds for renovation work.
Home equity
Use a property you already own as security to access the cash you need for other major goals.
Understanding Security Bank home loan interest rates
Rather than quote a number that changes with the market, here's how Security Bank pricing actually works — and how Nook makes sure you get the best one available.
Security Bank home loan rates are offered as a fixed rate for a period you choose, with rates starting at 6.50% fixed for one year. The longer you fix, the more certainty you get — though longer fixing periods carry a higher rate. Current published fixed rates by fixing term are:
- 1 year fixed — 6.25%
- 3 years fixed — 6.50%
- 4 to 5 years fixed — 7.00%
- 10 years fixed — 9.00%
After your chosen fixing period ends, the loan moves to a repricing rate. Your final rate also depends on the loan amount, the property and your income profile. Because advertised rates move and the lowest one isn't always the best fit, Nook checks Security Bank's current pricing for your specific situation and compares it against 20+ banks at once. You see the real numbers side by side and only proceed with Security Bank if it genuinely wins. This is the same free comparison Nook runs for every client.
About Security Bank
Security Bank Corporation is one of the Philippines' leading universal banks, serving retail, commercial, corporate and institutional clients. Committed to continuously providing exceptional value to its clients and stakeholders, Security Bank has earned awards and recognition from international and local organisations for product innovation, market leadership and best-in-class management practices.
Alongside home loans, the bank is known for car loans, personal loans, employee loans and credit cards. Its head office is at 6776 Ayala Avenue, Makati City, Philippines. When you work with Nook, you get a Security Bank home loan with none of the legwork — we deal with the bank so you don't have to.
How to apply for a Security Bank home loan with Nook
Pre-qualify
Answer a few questions at flow.nook.com.ph and see your options in about 3 minutes.
We match you
Nook compares Security Bank against 20+ banks and confirms your best-fit lender.
We do the legwork
Your Security Bank application, documents and bank follow-ups — all handled for you.
Get approved
Move into your home faster, with Nook beside you the whole way.
Security Bank home loan questions, answered
Can I get a Security Bank home loan through Nook?
Yes. Security Bank is one of the 20+ banks on Nook's lending panel, so you can apply for a Security Bank home loan through Nook for free. Nook prepares your full application, submits it to Security Bank and handles every follow-up for you — and at the same time compares Security Bank against the other banks so you only proceed if it is genuinely your best-fit lender. You never have to deal with the bank directly or visit a branch.
What is the interest rate on a Security Bank home loan?
Security Bank home loan rates start at 6.50% fixed for one year and are offered as a fixed rate for the period you choose. Current published fixed rates are 6.25% for 1 year, 6.50% for 3 years, 7.00% for 4 to 5 years and 9.00% for 10 years, after which the loan moves to a repricing rate. Your exact rate depends on the fixing term, loan amount and your financial profile. Rather than relying on a single advertised number, Nook checks Security Bank's current pricing for your situation and compares it against 20+ banks at the same time, so you can see whether Security Bank or another lender gives you the sharpest rate.
How do I apply for a Security Bank housing loan?
The easiest way is to pre-qualify with Nook in about 3 minutes at flow.nook.com.ph. Answer a few questions and a dedicated Nook loan consultant prepares and lodges your Security Bank housing loan application, gathers your documents and chases the bank for updates until you're approved. You don't fill in bank forms or queue at a branch — Nook does the whole application for you, and it's 100% free because Security Bank pays Nook a commission only once your loan is released.
How much can I borrow with a Security Bank home loan?
Security Bank home loans can finance up to 80% of the property's appraised value, with flexible payment terms of up to 20 years. The minimum loan amount is ₱1,000,000, and applicants need a combined gross monthly income of ₱50,000 to qualify. To be eligible you must be at least 21 years old but not more than 65 upon loan maturity, and either continuously employed for at least 2 years or, if self-employed, operating a registered, profitable business for the last 3 years. Approval can be as fast as 5 banking days. Nook confirms exactly how much you can borrow for your situation — and compares it against 20+ banks — at no cost to you.
Start your Security Bank home loan in 3 minutes.
Pre-qualify free and let a dedicated Nook expert handle the entire Security Bank application for you. Prefer to talk it through first? Chat to a live agent any day, 9am–9pm.
Check my rate →