AUB home loan, applied for you — by Nook
Asia United Bank (AUB) is one of the 20+ banks on Nook's lending panel. Pre-qualify in 3 minutes and a dedicated loan expert prepares your entire AUB home loan application, submits it and chases the bank for you — completely free.
Get an AUB home loan without dealing with the bank
Asia United Bank offers competitive home financing — but applying directly still means branch visits, paperwork and weeks of follow-up. With Nook, you don't apply for your AUB home loan; we do the whole thing for you.
Nook is the Philippines' original and award-winning mortgage broker — Awarded Best Mortgage Broker Philippines. When you pre-qualify, a dedicated Nook loan consultant is assigned to you. They prepare your AUB application, collect and check your documents, lodge everything with the bank and handle every back-and-forth until you're approved. You never fill in a bank form or queue at a branch.
Crucially, Nook doesn't only look at AUB. We compare AUB against 20+ banks at the same time, so you can see whether AUB gives you the sharpest rate and the best chance of approval — or whether another lender on the panel fits you better. You stay in control; we carry the work.
It's 100% free to you. Banks, including AUB, pay Nook a commission only once your loan is released — so expert brokering costs you nothing.
Why borrowers choose AUB through Nook
- One dedicated expert manages your whole AUB application end to end
- AUB compared against 20+ banks so you don't overpay
- No branch visits — the entire process is handled online and over chat
- Support every day from 9:00am to 9:00pm, including for OFWs abroad
- Completely free — AUB pays Nook, not you
AUB home loan options Nook can arrange
AUB home loans cover most property and financing goals. Nook matches your goal to the right AUB product — or to another bank if it suits you better.
Property acquisition
Buy a house and lot, townhouse, condo or apartment with an AUB acquisition home loan.
Refinancing
Move an existing loan to AUB to chase a better rate — Nook handles the full takeout for free.
Construction & improvement
Finance building on a lot you own, or renovate and improve an existing home.
Home equity
Unlock the value in a property you already own for other major needs.
Understanding AUB home loan interest rates
Rather than quote a number that changes with the market, here's how AUB pricing actually works — and how Nook makes sure you get the best one available.
AUB home loan rates are typically offered as a fixed rate for a period you choose — common fixing terms range from one year up to around ten years — after which the loan moves to a repricing rate. Generally, the shorter the fixing period, the lower the headline rate, while longer fixing periods give you more certainty for longer. Your final rate also depends on the loan amount, the property and your income profile.
Because advertised rates move and the lowest one isn't always the best fit, Nook checks AUB's current pricing for your specific situation and compares it against 20+ banks at once. You see the real numbers side by side and only proceed with AUB if it genuinely wins. This is the same free comparison Nook runs for every client.
How to apply for an AUB home loan with Nook
Pre-qualify
Answer a few questions at flow.nook.com.ph and see your options in about 3 minutes.
We match you
Nook compares AUB against 20+ banks and confirms your best-fit lender.
We do the legwork
Your AUB application, documents and bank follow-ups — all handled for you.
Get approved
Move into your home faster, with Nook beside you the whole way.
AUB home loan questions, answered
Can I get an AUB home loan through Nook?
Yes. Asia United Bank (AUB) is one of the 20+ banks on Nook's lending panel, so you can apply for an AUB home loan through Nook for free. Nook prepares your full application, submits it to AUB and handles every follow-up for you — and at the same time compares AUB against the other banks so you only proceed if AUB is genuinely your best-fit lender. You never have to deal with the bank directly or visit a branch.
What is the interest rate on an AUB home loan?
AUB home loan rates change with the market and are usually offered as a fixed rate for a chosen period before moving to a repricing rate. Your exact rate depends on the fixing term, loan amount and your financial profile. Rather than relying on a single advertised number, Nook checks AUB's current pricing for your situation and compares it against 20+ banks at the same time, so you can see whether AUB or another lender gives you the sharpest rate.
How do I apply for an AUB housing loan?
The easiest way is to pre-qualify with Nook in about 3 minutes at flow.nook.com.ph. Answer a few questions and a dedicated Nook loan consultant prepares and lodges your AUB housing loan application, gathers your documents and chases AUB for updates until you're approved. You don't fill in bank forms or queue at a branch — Nook does the whole application for you, and it's 100% free because AUB pays Nook a commission only once your loan is released.
Who is eligible for an AUB home loan in the Philippines?
AUB home loans are open to employed and self-employed Filipinos, as well as OFWs and Filipinos abroad, who can show stable income and meet the bank's age and credit requirements. Nook works with locally employed borrowers, business owners and overseas Filipinos every day. If AUB's criteria don't fit your situation, Nook simply matches you to another bank on its panel that does — at no cost to you.
Start your AUB home loan in 3 minutes.
Pre-qualify free and let a dedicated Nook expert handle the entire AUB application for you. Prefer to talk it through first? Get in touch with Nook and chat to a live agent any day, 9am–9pm.
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